00: Flat charge for each order negotiated on due date JMD 408. Scotia. 1. Once that deferral period (3 months) is over, your regular interest rates will apply (during the deferral period on personal credit cards, interest rates were reduced by Scotiabank to 10. ABM - Automated banking machine. Which means every month as I'm trying to slowly pay off the card, there's this extra 20-30dollar charge. 00 $2. I thought it was a good thing to have in case something happened and I couldn’t make my minimum payments due to illness. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. The premium rate for coverage under Scotia Credit Card Protection is $1. Newspaper Premium Rate ($1. Earn an additional 0. Charges vary between accounts. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is asYou might think there’s a cost advantage, but this insurance is expensive at around $1 a month for every $100 spent. 0, and average annual benefit of over $6. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization. 1. Up to 60,000 bonus points ($600 value) 9. CPC/SCP is the merchant category code (MCC) assigned to Canada Post as a retailer or service provider. Get a quote with Credit Card Insurance Today!More than 12,000 organizations trust Skillsoft for employee learning and development. Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points. 99% for purchases, 22. 65% for 3 months. Explore line of credit interest rates from 3 different types of. • You authorize Scotiabank to charge the insurance premium and applicable sales tax to Your Scotiabank Credit Card Account identified in this Application. The charge is $. 19. Buy Credit Card Balances Protection Insurance for Financial Stability for you and your family in unexpected show. 221. 416. 99% on cash advances. It is a government body and became the first government. 20. Earn a savings rate of up to 5. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus. 2. Let's say you charge $4,000 between three credit cards and have a total credit limit of $20,000. This type of premium is often used for policies with low-risk profiles, such as life insurance or disability insurance. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. A borrower, a co-borrower or a guarantor who has agreed to the terms and conditions on a Scotiabank Line of Credit account that is in good standing. There are a couple of reasons for this. Scotia Credit Card Protection can Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. 3. Scotia® Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy. $0 /year. Examples of these insurances include car rental insurance, trip cancellation insurance, trip interruption insurance, travel medical insurance and purchase warranty insurance. Scotia ® Credit Card Protection. 99 for making more than 150 trades per quarter, or $9. The Scotiabank Preferred Package is a mid-price chequing account that offers unlimited transactions and Interac e-Transfers. The Scotiabank Passport Visa Infinite is a premium credit card, which makes it tougher to get than most cards. 20. Get a 2. Get a quote for Credit Card Insurance Today! Calculating Premiums Your premium is calculated based in your Day-to-day Balance multiplied over the Daily Premium Set. Contact Scotia Insurance for any Creditor insurance-related questions such as coverage, premiums, claim status, features, or auto-relevant queries. Credit card insurance supplies a financial safety net during ampere difficult time caused by disability. Purchase Credit Card Balance Protection Social for Financial Stability for you and your home in unexpected events. P. 1. 60 for every $1,000. 53 a month for every $100 of outstanding balance. For Scotiabank American Express Cards, we will not charge interest on any purchases or interest-bearing services charges (dishonoured payment fee and the overlimit fee) if you pay, by the PAYMENT DUE DATE,. How do I make premium payments? Are there any limitations or exclusions? In Person Visit your local branch Find a branch By Phone Monday - Friday 8:00 a. This monthly fee is waived if you keep a minimum daily closing balance of $4,000 throughout the month. And that’s it!The annual fee for this option is a little higher than that of the Scotiabank Value Visa Card ($39 as opposed to $29). Visit us. Whether you want to switch to another Scotiabank credit card, consolidate multiple Scotiabank credit card accounts, or close your Scotiabank credit card account, we can help. The monthly premium rate is $1. Mary is an primary borrow cards holder under the age from 70 and is enrolled in Scotia Acknowledgment Ticket Security insurance. 90-Day Premium Period Interest Rate of 0. 2. Your forms can be mailed, faxed or emailed to the contact information provided in the form. RDSP funds can be used to pay. To get coverage this month, you’ll need to pay a balance protector premium of $6 (plus. $0 /year. Get a quote for Credit Card Insurance Today!The first is a base rate of 1. Annual fee. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. 00% interest rate for six months. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon enrolment. These amounts will be added to your overall balance owing. Pam’s Insurance premium for the March billing cycle is $3. Premiums are calculated as per the Certificate of Insurance and are subject to eligibility requirements. 1. Unity Managing Underwriters Ltd. Ongoing annual fee waiver for one premium credit card (only one waiver per account) and it is up to the $150 cost. 7. The Scotiabank Gold American Express Card is one of the best credit cards in Canada. Scotia Aria Conservative Pay Portfolio - Premium Series 2. The only major bank that saves you 2. Free trades. Open a new Ultimate Package by July 31, 2023. à charge. All periods of coverage begin and end at 12:01 a. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is asOther Crucial Information. Credit Card Protection Plan acts as an insurance plan for credit cards, debit, retail, and membership and retail cards, in case of theft, loss or fraud on the cards. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. Low interest rates. Say you signed up for credit card balance insurance. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. 85% and a Welcome Bonus Interest Rate of 3. STEP lets you choose from different kinds of Scotiabank credit products (like mortgages, a line of credit, credit cards and more) based on your needs, all with one easy application. Insert cost of coverage is the sum of an charge premiums for the billing period. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing of your installment plan. Cardholders may also purchase Scotia Credit Card protection that comes with death benefits, job loss benefits, lockout benefits, and more. Creditor insurance, sometimes known as credit protection, is an optional financial safety net for you and your family. 57% for a secured personal line of credit and 10. Based on the latest information available from the Bank of Canada, the average interest rate is 6. topline coverage of a wide range of concepts that will come in useful in lots of different roles. credit card benefits. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. SSCP wins on content depth. Annual Fee. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272: Scotia Plan Loan Life & Disability Protection:Credit Protection for Credit Cards. Coverage to help you and your family stay financially on track through unexpected events. Save for multiple goals in one account. 95 Monthly Account Fee: This fee is waived if you keep a daily minimum balance of $4,000 throughout the month. 12. A whole new world of convenience - banking transactions from your mobile phone! Scotia by Chubb Life Insurance Company of Canada (“Insurer”) under Group Policy number TMH600165. Interest rates 6. 5%-3% for card. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. 20. But there’s usually a $39 charge to. Ghosting on your bill can result in late fees between $25-40 depending on your credit card issuer. And raising prices. 3 out of 5. To apply for Comprehensive Protection, you must also be: Employed and actively working at least 20 hours per week 4. Scotia Momentum Visa Infinite members who open select Scotia accounts can have their credit card’s annual fees waived. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. $399 annual fee. m. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a. Or you can visit a branch or call an advisor. PDF SAMPLE - scotiafunds. 33 If you have any questions about this statement, call us at: 1-888-267. 1%. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. , faced the same challenges this past weekend as Parent did. Get one quotation for Get Card Financial Today!This comprehensive coverage is available at a monthly premium rate of only $1. Self-directed investors who trade through. 5% average overall achievement across development goals. Scotiabank is a member of Canada Deposit Insurance Corporation (CDIC) Welcome to Scotiabank, a global bank in Canada & the Americas. 09/$100) x 12 / 365. 00 $0. A worry-free account matched for student life. Calculating Balance forEarn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember. 60% * for 3 months. The minimum credit limit is. The enclosed Claimant Statement form fully completed and signed by the Claimant 2. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. 99% after that; annual fee $0). 09 per $100 of Daily Balance until. Just look for the Visa payWave symbol at the checkout. we will not charge interest on any new purchases and interest-bearing fees (annual fees,. Life insurance premiums pay for your life insurance policy on a periodic basis (usually monthly or annually). D. To qualify for the 40,000 bonus Scene+ points offer:0% introductory interest rate on balance transfers for the first 10 months (12. 1685 E SCCPClaims@umu. BMO CashBack MasterCard. Low Trustpilot rating. 15 GBP/EUR 5. The Premium version also lets you upload 1099-NECs and 1099-Ks from clients via photo, as well as import income and expenses from Square, Uber and Lyft. Balance transfer fee: 1%. Earn even more interest1 when you open and fund a Premium Period (s)2. Scotia®Example of calculating the premium based on daily balances. The annual interest rate on this credit card is around average at 20. Here’s how the annual fees break down: Scotiabank. Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number . Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Card . Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Optional Scotia Credit Card Protection insurance. 1 An important thing to remember though is that you’ll need to repay the amount you've borrowed from your RRSP within 15 years. While this account does come with a hefty monthly account fee of $30. years of age in British Columbia, New Brunswick, Nova Scotia, Newfoundland/Labrador and the territories). For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. Interest, fees, and income requirements. 221. Bank how and when you want. They claim that it's a no fee card, but this charge "SCCP INSURANCE PREMIUM $1. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. She thought it was a mandatory charge because she was carrying a balance. 668. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. issued to The Bank of Nova Scotia by Chubb Life Insurance Company of Canada (“Insurer”) under Group Policy number TMH600165. An updated Scotia Credit Card Protection Certificate of Insurance will be available on Scotia Credit Card Protection page as of October 17, 2020. However, whenever you don’t understand a. 30% and 9. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. Day-to-day Offset # of Days Daily Premium Course ($1. $350. Coverage to help you and your family stay financially on track through unexpected events. 00 discount on the monthly fee. These are cards that you load with funds and use until the loaded money runs out. 99%. Fund expenses You do not pay these expenses directly. e. To the month of July, Mary has the folowing balances over 31 days. Get adenine cite for Credit Card Insurance Now! For more information on your Scotia Rewards points, and to sign-up for email offers, visit or call 1-800-665-2582. Rates and fees are in effect as of June 13, 2022 and are subject to change at any time. In Person – Make an Appointment at a Branch – Find a Branch. 99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions) Minimum credit limit 3. 2 Plus no annual fee in the first year . SCOTIA CREDIT CARD PROTECTION CLAIM FORM DISABILITY EMPLOYER STATEMENT. They affect you because they reduce the returns of the Premium Series units of the Fund. To view statements for your credit card account:From the app’s Home screen, tap your credit card account Tap Manage Tap View all statements You can access up to 7 years of account statements. A copy of the Scotia Credit. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. All insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia and all coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you. The annual interest rate applicable to the Scotia Select Pay is 28% per anum. 35,000 points. 25/month. These accounts allow you to: Enjoy an unlimited number of transactions 3 on your transactional and savings accounts. Other Perks: This account also offers cheap international money transfers for $1. Data availability statement for a mathematics paper. To apply for Critical Illness insurance coverage, you must already have Scotia Line. a^I%7B9xB. 9DATE POST DATE DETAILS AMOUNT($) 001 Jan 17 Jan 17 SCOTIA SCCP PREMIUM 2. 99% interest on purchases and 22. 00. 99% purchases / 12. Enjoy international purchasing power and avoid the worry of carrying cash with Scotiabank's suite of credit card products. Scotia ® Credit Card Protection. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Scotia Insurance's 10-year Solutions Life Insurance policy starts coverage at $10,000 and reaches $10 million. And it also comes with rare price protection coverage, which can save you. This article. View account details. 10; Optional Scotia Credit Card Protection insurance. A whole new world of convenience - banking transactions from your mobile phone!Scotia Credit Card Protection is a group insurance. 89 per $100 of Your Account The premium rate for coverage under Scotia Credit Card Protection is $1. What is STEP? The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. $500. Overview. This means your average balance is just over $1000, and you're basically paying an extra 12% a year of 'insurance'. No monthly account fee 1, unlimited debit and Interac e-Transfer † transactions 2. Minimum credit limit of $10,000. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. A maximum of five Premium Periods at any one time, each of which can have a length of 90 days, 180 days, 270 days, or 360 days. Earn up to $360 * in welcome bonus value and Scotia iTRADE savings when you bundle your banking. Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J. My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Basic Bank Account. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Either an Eligible RRSP or Eligible TFSA. Fund expenses You do not pay these expenses directly. 00 003 Apr-14 Apr-14 SCOTIA SCCP PREMIUM 9. Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments. Step 1: Find out the total amount of daily balances SAMPLE Scotia® Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: installment plan and a low fee 2. For Comprehensive or Basic coverage, above $50,000 the monthly premium rate is based on your age and the insurance coverage amount. Fund expenses You do not pay these expenses directly. Ultimate Package offers homeowners more value. 000. P. 99% introductory interest rate on purchases for the first 6 months (20. Your line of credit rate will depend on your credit score and other personal factors. 95 for every $100 of outstanding balance. Scotia SelectPay makes buying anything $100 or more less stressful. Call 1-866-267-4935. topline coverage of a wide range of concepts that will come in useful in lots of different roles. There is usually a maximum limit on the. Monthly account fee. This is well within the average range for credit card interest in Canada. Variable Rate Mortgages. 99%. 99% interest rate on balance transfers for the first 6 months. You'll also need to meet certain eligibility requirements. Go to site More Info. Dollar Daily Interest Account. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Brenda Hawboldt, who lives in Sydney, N. 800. 09/$100) ten. If you have any questions or need additional support, call us at. Box 1097, Station BSCCP is a lightweight IP-based protocol for session signaling with Cisco Unified Communications Manager. In India, this service is provided by two service providers - Credit Protection Plan (CPP) and OneAssist. Scotiabank customer ratings. While reading specific Partition data into DataFrame, it does not keep the partitions columns on DataFrame hence, youprintSchema()and DataFrame is missingstateandcitycolumns. 99% on purchases. This means your average balance is just over $1000, and you're basically paying an extra 12% a year of 'insurance'. SCOTIA SCCP PREMIUM. The last thing you need to worry about during an emergency is how to pay your bills. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your. All coverage is subject to the terms and conditions outlined in the Certificate of. Continue to enjoy all your. Optional Scotia Credit Card Protection insurance. 10% interest on your Momentum PLUS Savings Account 7. Like MGCP, SCCP devices report all actions to communication manager server which responds with the action device need to take. Minimum credit limit 6. Typically, your child will have low income and with tuition and education tax credits, they should pay little or no tax. Need help signing in?Buy Credit Card Balance Protection Insurance for Financial Stability for it and your family in unexpected events. The Scotiabank Passport Visa Infinite is a flexible travel rewards credit card that has a lot to offer, but also comes with a few drawbacks. 50/month: Preferred Package: $16. 00 002 Apr-14 Apr-14 ANNUAL FEE 39. Bank how and when you want. Compare American Express Credit Cards;. Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points. 95 per $100 of Your Average Daily Balance until your 70th birthday, and $0. This site is used jointly by Manulife and FNAIC to provide you with product summaries and certificates for your credit card benefits. By signing up for the Ultimate package of Scotiabank, you can avoid wire transfers and transaction fees. The premium rate for coverage under Scotia Credit Card Protection is $0. Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan ( STEP) ∆ available through an advisor. Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of. 11 Learn more. cat rp5500 generator oil type; prepare benzoic acid from benzaldehyde practical. 99% after that; annual fee $29). 95/month – No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the. If the premium has not been paid within that period, your coverage is automatically cancelled. Help Centre - credit cards FAQs;. 22. How Credit Card Net Protection Insurance on Financial Stability for you and your family in unexpected events. You can set up a Pre-Authorized Contribution (PAC) to regularly invest in Funds. Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases 1. En cas de décès, d’hospitalisation ou de maladie grave couverte, la Protection Carte de crédit Scotia prévoit le versement d’une prestation non imposable pour payer le solde de votre compte de carte de crédit en totalité, jusqu’à concurrence de 50 000 $. Manulife Travel Insurance benefits are designed to give you a simple way to help protect yourself against unexpected expenses associated with Trip Cancellations, Interruptions, Emergency Medical costs and more. m. Please keep in a safe place. Continue to enjoy all your. As of December 31, 2022, Premium T Series units of the Fund's expenses were 1. Cardholders can charge the full cost of an eligible rental car to the card and be automatically insured if the rental is damaged or stolen. m. , which is regulated by the Investment Industry Regulatory Organization of Canada (IIROC). Your Scotia Line of Credit Protection application has been received and approved. 51% of its value, which equals $15. However, in our view, what you really want from a comprehensive foundational exam is breadth: i. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. 3. 00 $2,425. 22. Get a quote for Credit Card International Available! Scotia Credit Card Protection (optional) ° This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. It is also popularly growing to perform data transformations. 10% intro offer (Ends October 31, 2023), Earn 4% for. 11 Learn more. Get a quote for Credit Card Insurance Today!This is on top of the cash promotion just for signing up with a Scotia iTRADE account. The charge is $. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753. Scotia Ultimate Variable Rate Mortgage - 3 Year Closed Term. EMPLOYER STATEMENT – TO BE COMPLETED BY EMPLOYER OF THE. . Rev. This is a charge from the Canada Post Corporation / Societe Canadienne des Postes, and it is not a scam or anything to worry about. Premiums are calculated as per the Certificate of Insurance and are subject to eligibility requirements. What is CPC/SCP? CPC/SCP stands for Canada Post Corporation/Société Canadienne des Postes. Interest rates. - 8:00 p. Complete any two of the following actions within 60 days of opening your Ultimate Package:. Scotiabank Platinum American Express. 09 per $100 of Your Account Balance and for Basic Protection the monthly premium rate is $0. No, most of the Scotia savings accounts do not charge a monthly account fee. 99% on purchases. A debit of insurance premium from Your account, or the collection of insurance premium in error, does not make insurance effective if You areMortgage protection insurance is an optional insurance product that can help pay off your outstanding balance or help cover your payments during times of financial hardship as a result of certain unexpected life events. Monthly Overdraft Protection Plan 29: $5. Credit card. SAMPLE. For the month of Julia, Mary has the folowing balances over 31 days. 20. 99 per equity trade, plus another CA$1. Get a quote for Credit Card Insurance Today!View Credit Card Insurance Application(1). Scotia Momentum Visa Infinite Card. At no additional cost, coverage is extended to cover an eligible co-borrower on your insured credit card account. basketball spelling words; poster making synonyms; sheet metal spot welderScotia Bank customer ratings. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Also, if you are over 60 years old, you get a $4. Earn 2 Scene+ points on every $1 you spend at Participating Co-ops, FreshCo. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. P. 00 $1,114. You can learn more about this card and sign up for it through. Optional Scotiabank Mastercard®/Visa® Credit Life Protection ‡ provides up to $85,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard®/Visa® account. To be eligible for Job Loss coverage, you must be: A Permanent Employee and you must NOT be a Seasonal Employee. Annual fee: $0; Interest rate: 20. This is a Buy Now Pay Later (BNPL) service. It is used to control Cisco IP phones and other Cisco endpoint devices such as ATA 186/188. Scotiabank Passport Visa Infinite Card. The Bank of Nova ScotiaWelcome to. More control – Gain more control of your budget with fixed monthly payment plans. If you have a medical condition or pending claim, approval of the extension of your coverage is subject to approval. What's the Scotia Momentum Visa Infinite's foreign transaction fee?To qualify for the special offer, make sure to: 1. 1-855-753-4272. Visa* Card (for students) Get up to 2% cash back on eligible gas station, grocery store, drug store purchases and recurring payments. 015 for every 1 ScotiaPoint. Save up to hundreds of dollars a year on interest. 99% introductory interest rate on balance transfers for the first 6 months (22. Get a quote for Credit Card Insurance Today!The Scotiabank MomentumPLUS Savings Account is its high-interest savings account. What is Credit Card Insurance? Some credit cards come with one or more type of insurance embedded in the card. 83 per month. SM. View: Mary is a primary credit card holder under the age of 70 and is enrolled in Scotia Account Board Protection insurance. TRANS. 93. Below average in customer satisfaction: Scotiabank ranks 7th out of 13 banks in J.